The Cheapest State to Live in an RV: Budgeting Tips and Factors
Living in an RV offers an alternative way of life that allows you to explore the country while reducing your costs. However, the cost of living in an RV varies widely and depends on several factors. In this article, we will explore what the cheapest state to live in an RV might be and provide budgeting tips for those considering this lifestyle.
Factors Influencing Cost
The cost of full-time RV living is influenced by a range of factors, including the type of RV, fuel costs, campground fees, and necessary maintenance. These factors can significantly impact your budget and help you determine which state might be the most affordable for RV living.
RV Type
The type of RV you purchase will have the most significant impact on your budget. Recreational vehicles (RVs) come in various forms, including fifth wheels, travel trailers, motorhomes, Class C's, and vans. This diversity means that the price range can be vast, from as low as $10,000 to well over $500,000 depending on your lifestyle and preferences.
Fuel Costs
RVs are known for their poor fuel efficiency. A 28-foot gas motorhome averages about 8 miles per gallon, while towing a towable typically reduces fuel efficiency. For example, your diesel truck may get around 11 miles per gallon when towing a 30-foot fifth wheel. These figures are important to consider when planning your travel routes and fuel budget.
Cost of Campgrounds
The cost of overnight stays at campgrounds can vary widely and is often dependent on the amenities provided. For instance, dry camping and boondocking (free camping) can be incredibly affordable, while high-end RV resorts may charge significantly more. In between, are state park campgrounds, which can range from affordable to moderate.
For stations where you plan to stay for an extended period, discounts are usually available. For example, if you plan to stay for a month or longer, negotiate with the campground for cost savings. Our experience shows that you can pay as little as $20 per night at a state park to over $100 per night at an RV resort.
Preventive Maintenance
Frequent maintenance is crucial for keeping your RV in good condition and maintaining warranty coverage. Common components that require regular attention include batteries, generators, roof, tires, bearings and brakes, water heaters, and air conditioners.
If you opt to handle maintenance yourself, you’ll save money on labor costs. However, supplies like oil filters, anode rods for water heaters, and tools remain necessary. National average labor costs are around $140 per hour, which can add significantly to your expenses.
The Cheapest State(s) to Live in an RV
The cheapest state to live in an RV can vary depending on your individual circumstances and preferences. However, many people find Southern states to be more affordable and convenient for full-time RV living. We have personally found that Florida, Texas, Arizona, and Nevada offer a combination of affordability and convenience for our needs. These states are generally considered friendly for RV living in terms of accommodations and convenience.
The affordability of RV living in these states can be attributed to several factors, including lower cost of living, mild climates, and a wide range of camping options. However, the ultimate choice depends on your goals, whether it's travel, saving money, or other reasons.
Budgeting Tips
To manage your budget effectively while living in an RV, it's essential to do thorough research before transitioning to full-time RV living. Here are some key steps to consider:
Estimate Monthly Costs: Determine how much you can realistically afford to spend each month. Account for all potential expenses, including RV payment, insurance, maintenance, and fuel costs. Negotiate Discounts: Look for discounts on camping fees and storage. Long-term stays often come with reduced rates. Plan Your Travel: Calculate fuel costs based on the routes you plan to take and the distance you expect to travel. Flexible Spending: Be prepared to adjust your spending habits. Unless you have a significant lifestyle change, your expenses may remain similar to those in a traditional home.By carefully considering these factors and planning your budget, you can achieve a comfortable and affordable RV lifestyle.
Conclusion
Living in an RV can be a fulfilling and cost-effective lifestyle, but it requires careful budgeting and planning. By understanding the key factors that influence RV costs, you can choose the most affordable state to live in and set yourself up for success. Whether you're in the South, Midwest, or another region, finding the right state and RV can make your RV living experience both enjoyable and financially viable.