How Do Inmates Access and Use Money in Prison?

The world of incarceration can be intricate and filled with its own set of financial systems, adjustments, and challenges. How do prisoners manage to get money and utilize it within the walls of a prison? This article delves into the various ways inmates access money, the role of family and friends, the commissary system, and the impact of work jobs on financial management.

The Role of Family and Friends in Financial Support

In Colorado, for instance, the basic financial structure includes money that friends or family members can send. This money is placed onto an inmate's 'books.' Inmates also earn 'State pay,' which also goes towards their books. However, the earnings are minimal, usually just 0.28 cents a day, equivalent to $1.40 a week and $5.60 a month—a sum barely enough to cover basic hygiene expenses.
When an inmate needs to purchase something, they often cannot use cash. Instead, they trade commissary products like Ramen noodles, honey buns, or whatever items equal the price they owe. This system is a fundamental aspect of inmate life and ensures that money is kept within the prison walls, traded, and managed in a structured manner.

Commissary Systems and Inmate Accounts

Prisons across the United States, including those in Colorado, have a commissary system where inmates can purchase a variety of goods from food to clothing. To establish a commissary account, inmates must sign for their purchases, which are then deducted from their personal account. Inmate accounts are monitored closely, and funds can be transferred from one inmate's account to another. This system of financial management is essential for inmates to manage basic needs and maintain a degree of comfort while incarcerated.

Income and Work Opportunities

If an inmate is on work release, they can earn a small amount of money. However, the earnings are typically minimal, around 0.15 cents per hour. These earnings, although small, contribute to inmate financial management and can be used to purchase commissary items. In addition, inmates can earn money from services they provide to other inmates. This includes trading for goods, favoritism, and even providing personal services.

Impact of Crime and Severity on Financial Management

The type of crime and the severity of the offense have a significant impact on an inmate's financial situation. For inmates who have committed major offenses such as armed robbery or murder, they may not receive work opportunities and will have to rely heavily on financial support from family and friends. Those who are on low yard, where they have more freedom and are not injured or able to work, may have limited financial resources and be restricted from spending their money on commissary items. Their earnings are often taken by the prison if they visit the doctor or dental office.

Conclusion

Navigating the financial landscape of incarceration is complex and requires a unique set of skills. Inmates must make the most of the resources they have, utilizing family and friends, the commissary system, and work opportunities to manage their finances. Understanding these systems is crucial for maintaining some degree of independence and comfort within the prison environment.

Keywords: prison money, inmate financial management, commissary shopping, prison jobs