Chasing Dreams: Retirement at 35 and Beyond

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For many, retirement seems like a distant dream; yet, for some, it’s an achievable goal. This article explores the journey of retiring at 35 through the lens of one individual's aspirations, challenges, and aspirations, particularly how daydreaming plays a crucial role in shaping their future.

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Investing for the Future

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Currently, 24 years old, every month, this individual carefully allocates their earnings into various investments, including cryptocurrencies, mutual funds, and government securities. This diligent approach is driven by a goal: achieving a significant return on investment (ROI) within the next decade.

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However, life is unpredictable, and the author acknowledges that unexpected market crashes are always a possibility. Nonetheless, they have contingency plans in place, such as acquiring high-paying skills and positions to ensure financial stability. This strategic mindset emphasizes the importance of diversification and the need for adaptability in pursuing one’s dreams.

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The Power of Daydreaming

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Daydreaming is not just a form of escapism for this individual; it drives motivation and provides clarity. The author often envisions themselves at their future age of 35, regularly engaging in activities that fulfill their passions, such as camping, traveling, and enjoying the tranquility of a NEET (Not in Education, Employment, or Training) or hikikomori lifestyle.

" " " "Night camping with friends or family every month. " "Buying a museum’s worth of anime merchandise to fill a room with passion. " "Sleeping and waking up whenever they please due to financial freedom. " "Sitting on a rooftop and enjoying the stars without any obligations. " "Adding gym accessories to their room for physical and mental well-being. " "Traveling to their favorite countries such as Japan and Singapore. " " " "

These detailed daydreams provide a glimpse into the future this individual envisions for themselves—a life filled with personal fulfillment and the absence of daily job pressures. This vision not only motivates them to work harder today but also highlights the importance of setting tangible goals and maintaining a clear sense of direction.

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Skill Development and Long-term Planning

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While financial planning is crucial, developing new skills and improving existing ones is equally important. The author recognizes the need to discover and master new skills that can elevate their career and increase their earning potential. This could range from learning a new language to acquiring advanced technical skills.

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Apart from financial and skill-based planning, the author maintains a meticulous record of their future paychecks, using Microsoft Excel as a tool for precise financial management. This level of detail and planning highlights the importance of being proactive and well-prepared for future aspirations.

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Conclusion: Living One's Best Life

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Ultimately, the pursuit of retirement at 35 and a dream lifestyle is not merely an unrealistic fantasy but a well-thought-out plan. By combining smart financial management, skill development, and a clear vision of the future, the author strives to turn their daydreams into reality. Whether it’s through NEET status, hikikomori lifestyle, or simply enjoying newfound freedom, the journey to achieving such a life is both challenging and rewarding.